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	<title>OC Foreclosure &#38; Short Sale Real Estate Insight Blog</title>
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	<description>A bird&#039;s eye view of what is really going on in the OC Real Estate Market with emphasis on foreclosures &#38; short sales.</description>
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		<title>OC Foreclosure &#38; Short Sale Real Estate Insight Blog</title>
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		<title>Deeds-in-lieu Gain Favor with Lenders as Alternative to Foreclosure</title>
		<link>http://brandinestrand.wordpress.com/2010/07/15/deeds-in-lieu-gain-favor-with-lenders-as-alternative-to-foreclosure/</link>
		<comments>http://brandinestrand.wordpress.com/2010/07/15/deeds-in-lieu-gain-favor-with-lenders-as-alternative-to-foreclosure/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 01:44:33 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[Orange County Real Estate News]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[buy foreclosures]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[costa mesa deed in lieu]]></category>
		<category><![CDATA[costa mesa real estate]]></category>
		<category><![CDATA[costa mesa short sales]]></category>
		<category><![CDATA[deed in lieu]]></category>
		<category><![CDATA[equator]]></category>
		<category><![CDATA[foreclosure alternatives]]></category>
		<category><![CDATA[foreclosure options]]></category>
		<category><![CDATA[foreclosure vs deed in lieu]]></category>
		<category><![CDATA[foreclosure vs short sale]]></category>
		<category><![CDATA[how to deed in lieu]]></category>
		<category><![CDATA[oc deed in lieu]]></category>
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		<category><![CDATA[reo broker]]></category>
		<category><![CDATA[short sale my home]]></category>
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		<category><![CDATA[short sale real estate]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[upside down options]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=107</guid>
		<description><![CDATA[Short sales have been the hot solution for financially stressed homeowners and their lenders for the last year, but here&#8217;s another potent foreclosure alternative that&#8217;s about to take center stage: deeds-in-lieu. Some of the largest mortgage servicers and lenders in the country are gearing up campaigns to reach out to borrowers who owe more on [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=107&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">Brandine</media:title>
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		<title>Everything you NEED to know about Short Sales</title>
		<link>http://brandinestrand.wordpress.com/2010/07/02/everything-you-need-to-know-about-short-sales/</link>
		<comments>http://brandinestrand.wordpress.com/2010/07/02/everything-you-need-to-know-about-short-sales/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 01:13:55 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[costa mesa short sales]]></category>
		<category><![CDATA[orange county short sales]]></category>
		<category><![CDATA[short sale questions]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=102</guid>
		<description><![CDATA[What is a short sale? A short sale occurs when the market value of a property is less than the outstanding balance on the mortgage. The lender(s) agree to accept less than what is owed on the property in order to avoid a possible foreclosure situation. Upon approval from the lender, the seller is able [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=102&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Brandine</media:title>
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		<title>Deficiency Judgments &amp; Short Sales</title>
		<link>http://brandinestrand.wordpress.com/2010/07/01/deficiency-judgments-short-sales/</link>
		<comments>http://brandinestrand.wordpress.com/2010/07/01/deficiency-judgments-short-sales/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 17:57:29 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[Valuable Information for Sellers, Investors & Buyers]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[buy foreclosures]]></category>
		<category><![CDATA[buy reos]]></category>
		<category><![CDATA[buying short sales]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[costa mesa]]></category>
		<category><![CDATA[costa mesa foreclosures]]></category>
		<category><![CDATA[costa mesa short sales]]></category>
		<category><![CDATA[foreclosure vs short sale]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[orange county real estate]]></category>
		<category><![CDATA[reo broker]]></category>
		<category><![CDATA[reo brokers]]></category>
		<category><![CDATA[reomac]]></category>
		<category><![CDATA[short sale agent]]></category>
		<category><![CDATA[short sale my home]]></category>
		<category><![CDATA[short sale real estate]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=98</guid>
		<description><![CDATA[Deficiency judgements are a major concerns for many homeowners who have decided to sell their home as a short sale. There are several key points worth noting that the article below discusses. 1. Lenders cannot pursue a deficiency judgement against a homeowner if the loan is a puchase money loan for a owner occupied property, that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=98&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">Brandine</media:title>
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		<title>Short Sale Payoffs</title>
		<link>http://brandinestrand.wordpress.com/2010/06/11/short-sale-payoffs/</link>
		<comments>http://brandinestrand.wordpress.com/2010/06/11/short-sale-payoffs/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 18:14:53 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[bank of america]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[buying short sales]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[equator]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure vs short sale]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[orange county real estate]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[reo broker]]></category>
		<category><![CDATA[reomac]]></category>
		<category><![CDATA[short sale agent]]></category>
		<category><![CDATA[short sale my home]]></category>
		<category><![CDATA[short sale real estate]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=94</guid>
		<description><![CDATA[A recent memorandum from the legal department of the California Association of Realtors® (CAR) warns CAR members as follows: &#8220;Undisclosed payments in short sale transactions, especially those paid outside of escrow, may violate the law, including RESPA, laws against loan fraud, and licensing laws.&#8221; The cautionary memo goes on to describe as a &#8220;common scenario&#8221; [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=94&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Brandine</media:title>
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		<item>
		<title>New Equator Program is Working, Well.</title>
		<link>http://brandinestrand.wordpress.com/2010/06/08/new-equator-program-is-working-well/</link>
		<comments>http://brandinestrand.wordpress.com/2010/06/08/new-equator-program-is-working-well/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 00:09:59 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[equator]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[orange county real estate]]></category>
		<category><![CDATA[short sale my home]]></category>
		<category><![CDATA[short sale real estate]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=91</guid>
		<description><![CDATA[Equator, formerly known as REOTrans, has seen 200,000 short sales close on its automated platform in seven months, said Chris Saitta, CEO of Equator. Lenders can elect to enable the agent-initiated feature within Equator’s network platform, a move that the firms says will help lower call volumes and involve the correct decision makers quicker for [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=91&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b4aee481cbbb4cc642cd066c38ad58c8?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">Brandine</media:title>
		</media:content>
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		<item>
		<title>Bank Of America prioritizing Short Sales ahead of REOS- FINALLY!</title>
		<link>http://brandinestrand.wordpress.com/2010/06/08/bank-of-america-prioritizing-short-sales-ahead-of-reos-finally/</link>
		<comments>http://brandinestrand.wordpress.com/2010/06/08/bank-of-america-prioritizing-short-sales-ahead-of-reos-finally/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 00:08:34 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[bank of america]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[buying short sales]]></category>
		<category><![CDATA[foreclosure vs short sale]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[reo broker]]></category>
		<category><![CDATA[reomac]]></category>
		<category><![CDATA[short sale agent]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=89</guid>
		<description><![CDATA[Bank of America, one of the largest lenders in the U.S., has instituted a policy of liquidating as many assets saddled with defaulted loans as possible before repossession, said Matt Vernon, the short sale and REO executive at BofA. Vernon took the position at BofA in February. He has since announced plans to add 1,000 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=89&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://brandinestrand.wordpress.com/2010/06/08/bank-of-america-prioritizing-short-sales-ahead-of-reos-finally/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Brandine</media:title>
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		<item>
		<title>Guidelines Aim to Ease Short Sales</title>
		<link>http://brandinestrand.wordpress.com/2009/12/01/guidelines-aim-to-ease-short-sales/</link>
		<comments>http://brandinestrand.wordpress.com/2009/12/01/guidelines-aim-to-ease-short-sales/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 22:12:16 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[Valuable Information for Sellers, Investors & Buyers]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=87</guid>
		<description><![CDATA[The Obama administration laid out final guidelines on Monday that should make it easier for some financially troubled borrowers to sell their homes. The guidelines are designed to encourage the use of short sales, transactions in which the borrower with lender approval sells the home for less than what is owed on the loan. The [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=87&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b4aee481cbbb4cc642cd066c38ad58c8?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">Brandine</media:title>
		</media:content>
	</item>
		<item>
		<title>ATTENTION CASH INVESTORS</title>
		<link>http://brandinestrand.wordpress.com/2009/12/01/attention-cash-investors/</link>
		<comments>http://brandinestrand.wordpress.com/2009/12/01/attention-cash-investors/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 18:56:18 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[Valuable Information for Sellers, Investors & Buyers]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=82</guid>
		<description><![CDATA[Looking for excellent Southern California Real Estate investments without the competition? Do you want to buy directly from the bank? Check out the Investors Inside Track&#8230; http://www.youtube.com/user/BrandineStrand Brandine Strand is a investors buyers agent for The Manzuri Group. This is a twice weekly exclusive offering for investors looking to purchase properties in Los Angeles, Riverside, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=82&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Brandine</media:title>
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		<item>
		<title>NEW First Time Homebuyer Tax Credit Raw Facts</title>
		<link>http://brandinestrand.wordpress.com/2009/11/04/new-first-time-homebuyer-tax-credit-raw-facts/</link>
		<comments>http://brandinestrand.wordpress.com/2009/11/04/new-first-time-homebuyer-tax-credit-raw-facts/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 21:42:53 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[Orange County Real Estate News]]></category>
		<category><![CDATA[Valuable Information for Sellers, Investors & Buyers]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=67</guid>
		<description><![CDATA[The details: Income eligibility for first-time home buyers stays at $75,000 for individuals and $150,000 for couples. For move-up buyers, income eligibility is $125,000 for individuals and $250,000 for couples. There is a minimum 5 year residency requirement in their current home for move-up home buyers. The tax credit is the lesser of $7,290 or [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=67&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://brandinestrand.wordpress.com/2009/11/04/new-first-time-homebuyer-tax-credit-raw-facts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Brandine</media:title>
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		<item>
		<title>TAX CREDIT EXTENSION &amp; ADDITIONS</title>
		<link>http://brandinestrand.wordpress.com/2009/10/30/tax-credit-extension-additions/</link>
		<comments>http://brandinestrand.wordpress.com/2009/10/30/tax-credit-extension-additions/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 20:31:19 +0000</pubDate>
		<dc:creator>Brandine Strand</dc:creator>
				<category><![CDATA[Orange County Real Estate News]]></category>
		<category><![CDATA[Valuable Information for Sellers, Investors & Buyers]]></category>

		<guid isPermaLink="false">http://ocforeclosuresnow.com/?p=64</guid>
		<description><![CDATA[The Obama administration blessed the proposed extension of the $8,000 tax credit for first-time home buyers on Thursday as the Senate neared a compromise that would extend the credit to more potential buyers. &#160; Here’s a primer on who might be able to get the expanded credit, and what it might do for the housing [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=brandinestrand.wordpress.com&amp;blog=9112812&amp;post=64&amp;subd=brandinestrand&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Brandine</media:title>
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